Re: We're getting old (OO medical complaints)
Posted: Thu Aug 05, 2021 3:01 pm
That is not dead which can eternal lie, and with strange aeons bring us some web forums whereupon we can gather
http://garbi.online/forum/
Going from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
I applied for medicare at age 65. There is some kind of penalty (minor I think) if you don't, same with Medicare B although if you have other coverage it is no big deal. When you have regular Medicare A it just covers hospital care, nothing else. So it would be primary in the hospital and your other insurance would be secondary. Your other insurance would still take care of everything else. I think under your wife's situation that would remain the norm until she retires when you either get a supplement from the current insurance (probably at no cost) and medicare then becomes primary for all (maybe).Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
Any idea what you pay BCBS? They won't give us any info until we are eligible (which is now when my wife can show she has Medicare B.jztemple2 wrote: ↑Thu Aug 05, 2021 6:06 pmGoing from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
My wife and I together pay BCBS $450 for supplement plans. Hers is more than mine since she has a Plan D and I don't. And we each pay $148.50/month for Medicare.Scuzz wrote: ↑Thu Aug 05, 2021 6:30 pmAny idea what you pay BCBS? They won't give us any info until we are eligible (which is now when my wife can show she has Medicare B.jztemple2 wrote: ↑Thu Aug 05, 2021 6:06 pmGoing from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
Jeez, and here I am whining about a sprained knee. Best of luck, MHS.MHS wrote: ↑Thu Aug 05, 2021 6:59 pm Here's my list:
I have hydronephrosis in the new kidney, which I guess is pretty common in transplants. Basically, the ureter has scar tissue so urine doesn't always drain properly into the bladder. In my case, I get urine backwash as well. I spent 6 hours in the emergency room last week because I couldn't urinate for 8+ hours despite having had 3 liters of water that day. The solution when they discovered the hydronephrosis was to put me on a 6-month regimen of a low-grade antibiotic which doesn't actually help the issue but would supposedly keep me from getting urinary tract infections caused by the bacteria that builds up when your urine isn't flowing properly. (Antibiotic #1)
I have a urinary tract infection right now, which they think is what led to urinary retention last week. Guess that low-grade antibiotic isn't working all that well. So now I'm on a super high dose of sulfa antibiotics, because I'm resistant to the more current UTI scripts. (Antibiotic #2)
The antibiotics have caused c diff colitis, which is a pretty regular thing for me anymore. I'm on a 45 day regimen of different antibiotics for that. (Antibiotic #3) Also, when they ran the tests for that, I've got an e.coli infection in my digestive tract. No idea where that one came from, but that's (Antibiotic #4). All of this on top of the statin, the high blood pressure meds, the prednisone steroid, the anti-rejection meds.
I know I'm super duper lucky to have gotten the transplant and all, but man, some days I feel like it's wasted on me since I'm such a busted can of biscuits.
Realistically, I strongly suspect that being a transplant recipient, which necessitates hefty suppression of your immune system, is likely a significant reason why you are so susceptible to such infections in the first place. So no need to beat yourself up for your biscuit deficiencies!
That's probably accurate. Be that as it may, I often feel like my body is summed up by the Apollo 13 quote:Anonymous Bosch wrote: ↑Thu Aug 05, 2021 8:35 pmRealistically, I strongly suspect that being a transplant recipient, which necessitates hefty suppression of your immune system, is likely a significant reason why you are so susceptible to such infections in the first place. So no need to beat yourself up for your biscuit deficiencies!
Tish pshaw, just ask The Meal, he'll set your mind at ease there. And even though you're married to a space-nerd, considering what you have endured, I suspect he'd be inclined to agree that Timex's slogan more aptly sums up your resilience.MHS wrote: ↑Thu Aug 05, 2021 8:52 pmThat's probably accurate. Be that as it may, I often feel like my body is summed up by the Apollo 13 quote:Anonymous Bosch wrote: ↑Thu Aug 05, 2021 8:35 pmRealistically, I strongly suspect that being a transplant recipient, which necessitates hefty suppression of your immune system, is likely a significant reason why you are so susceptible to such infections in the first place. So no need to beat yourself up for your biscuit deficiencies!
Thanks, I was guessing probably $500 for the two of us. We will pay the $148 as well for medicare.jztemple2 wrote: ↑Thu Aug 05, 2021 6:38 pmMy wife and I together pay BCBS $450 for supplement plans. Hers is more than mine since she has a Plan D and I don't. And we each pay $148.50/month for Medicare.Scuzz wrote: ↑Thu Aug 05, 2021 6:30 pmAny idea what you pay BCBS? They won't give us any info until we are eligible (which is now when my wife can show she has Medicare B.jztemple2 wrote: ↑Thu Aug 05, 2021 6:06 pmGoing from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
Our supplemental plans are pretty good. My wife can see the doctors she wants and AFAIK we aren't out of pocket on these surgeries she's been having.Scuzz wrote: ↑Fri Aug 06, 2021 5:40 pmThanks, I was guessing probably $500 for the two of us. We will pay the $148 as well for medicare.jztemple2 wrote: ↑Thu Aug 05, 2021 6:38 pmMy wife and I together pay BCBS $450 for supplement plans. Hers is more than mine since she has a Plan D and I don't. And we each pay $148.50/month for Medicare.Scuzz wrote: ↑Thu Aug 05, 2021 6:30 pmAny idea what you pay BCBS? They won't give us any info until we are eligible (which is now when my wife can show she has Medicare B.jztemple2 wrote: ↑Thu Aug 05, 2021 6:06 pmGoing from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
I handled my fathers finances in his final few years. He had medicare and a BCBS supplemental. He never paid anything for the several hospital trips in his last few years, and that included a pacemaker and hip replacement. I think he paid a few bucks for prescriptions but we are talking nothing there.jztemple2 wrote: ↑Fri Aug 06, 2021 6:19 pmOur supplemental plans are pretty good. My wife can see the doctors she wants and AFAIK we aren't out of pocket on these surgeries she's been having.Scuzz wrote: ↑Fri Aug 06, 2021 5:40 pmThanks, I was guessing probably $500 for the two of us. We will pay the $148 as well for medicare.jztemple2 wrote: ↑Thu Aug 05, 2021 6:38 pmMy wife and I together pay BCBS $450 for supplement plans. Hers is more than mine since she has a Plan D and I don't. And we each pay $148.50/month for Medicare.Scuzz wrote: ↑Thu Aug 05, 2021 6:30 pmAny idea what you pay BCBS? They won't give us any info until we are eligible (which is now when my wife can show she has Medicare B.jztemple2 wrote: ↑Thu Aug 05, 2021 6:06 pmGoing from your own insurance to Medicare is a lot of fun, isn't it ? Happily my wife, who is older, went through the process early and figured it out pretty well. The premiums we pay for Medicare get taken out of our Social Security automatically and BCBS get a check, or something else, whatever my wife does each month . There are just so many plans to work through with BCBS, luckily we had a very competent agent would was willing to work with my wife and deciding exactly what is the best plan for each of us.Kraken wrote: ↑Thu Aug 05, 2021 5:46 pm We have to figure out Medicare before Wife turns 65 in three months. If she makes it 10 years with her employer (3 more to go), then she retires with (basically) free health insurance for life -- for both of us. If she dies first, I inherit the benefit. She needs to ask HR how Medicare fits into that. I presume it will become our primary coverage, with her BCBS coverage functioning as Medigap. Whatever she figures out, I'll just do the same six months later.
Duct tape to the rescue!Blackhawk wrote: ↑Thu Sep 02, 2021 10:57 am Plantar warts. I've made it my whole life without 'em, and now I have two on each foot, along the ball, right between the inner and outer (so right where the weight rests.) It's like having four rocks stuck in my shoe 24/7. I tried some OTC freezing solution with liquid. The freezing solution was... moderately cool at best. The liquid killed a few layers of flesh. After that sloughed off with two weeks of application the warts were... smaller. But still there. And still pokey.
I waited a couple of weeks for the areas to heal, and now I'm starting again. This time I super-saturated the cold solution onto the swab so that it was literally dripping (instructions say dispense for 2-3 seconds - I did about 5.) I applied it for about 40 seconds (instructions say 20.) That made the areas almost cold. I started the liquid again last night. Hopefully it does better this time.
I know that any doctor can freeze them off in a heartbeat, but I'm not making an appointment during a surge to deal with a little discomfort. I'm not exposing myself for that, and I'm not taking the (seriously overworked) doctor's time away from patients in actual need.
I have the vid queued up to the Duct Tape part.Holman wrote: ↑Thu Sep 02, 2021 11:31 amDuct tape to the rescue!Blackhawk wrote: ↑Thu Sep 02, 2021 10:57 am Plantar warts. I've made it my whole life without 'em, and now I have two on each foot, along the ball, right between the inner and outer (so right where the weight rests.) It's like having four rocks stuck in my shoe 24/7. I tried some OTC freezing solution with liquid. The freezing solution was... moderately cool at best. The liquid killed a few layers of flesh. After that sloughed off with two weeks of application the warts were... smaller. But still there. And still pokey.
I waited a couple of weeks for the areas to heal, and now I'm starting again. This time I super-saturated the cold solution onto the swab so that it was literally dripping (instructions say dispense for 2-3 seconds - I did about 5.) I applied it for about 40 seconds (instructions say 20.) That made the areas almost cold. I started the liquid again last night. Hopefully it does better this time.
I know that any doctor can freeze them off in a heartbeat, but I'm not making an appointment during a surge to deal with a little discomfort. I'm not exposing myself for that, and I'm not taking the (seriously overworked) doctor's time away from patients in actual need.
Seriously. This worked for my son's Plantar warts. It takes a while, but it's free.
Different brand, same stuff, same strength (I used Dr. Scholls.)
The Toe Bro Youtube channel has a couple entries on plantar warts and other warts. The trick is basically, warts only live on the top layer of skin, but it goes deep, esp. if it Is living on the weight-bearing part of your foot. And it grows THICK SKIN so topical solutions may not get all of it. And if there's even a little left it'll come back, and since your tissue is damaged by the previous treatment, it may be worse than ever. So you need to have ONE operation where it's ALL taken out, scraped and scooped, then the area electrocauterized, AND acid applied, to make absolutely sure it doesn't come back.
I needed my GP to set up my first appointment with a skin doctor. But now I see them once a year for a check up.
So you're the reason we now have ergonomic, non-testicle-twisting seats. Thank you for your sacrifice.
All of this sounds no fun at all, but I've gotta ask: what time do you normally go to bed???